FINANCING AND LEASING

In order to proceed with the loan or leasing request, the following documents are required to submit the practice

  • Valid identity card or driver’s license on both sides of the vehicle
    • (In case of company, identity card of the legal representative)
  • Copy of social security number or health card back to front
  • Residence updated not more than 90 days documented with
    • Residence certificate issued by the Municipality
    • Last domestic utility bill
    • Registration papers
  • Income document
    • Employee: Last paycheck available
    • Company: Modello Unico with telematic presentation receipt
    • Pensioner: Cud or pension coupon
  • Bank IBAN for direct debit support

Individuals must meet all of the following requirements to be eligible for funding:

  • Don’t be insolvent and / or protested
  • Age: minimum 18 years old – maximum 70 years old at time of application (71 years old not yet). If the Applicant is older than 70 years of age, the acquisition of a Coobbler with an age of 70 or less will be required at the time of application
  • Italian Citizenship;
  • Residence in Italy;
  • Continuous, documented income with adequate supporting documentation from at least one signatory to the application (Applicant and/or any Co-obligor).
  • For particularly high amounts, it is preferable to present a co-obligator / guarantor with equal requirements.

For individuals with non-Italian citizenship:

  • Don’t be insolvent and / or protested
  • Age: minimum 18 years old – maximum 70 years old at time of application (71 years old not yet). If the Applicant is older than 70 years of age, the acquisition of a Coobbler with an age of 70 or less will be required at the time of application
  • Minimum length of residence in Italy:
    • 12 months, if employee
    • 36 months, if self-employed
  • Minimum working seniority:
    • 12 continuous months if employed.
      If not continuous, 12 months of work diluted in a maximum of 24 months, verifiable from the date of recruitment in the copy of the payroll (possibly requesting also the copy of previous payroll, if the subject has changed jobs)
    • At least one income declaration If self-employed

With all the above documentation, we fill out the application form together and, after submitting it, we will have the result in a few hours. This will not be binding until it is signed, in original, together with the purchase contract of the car.